I. Introduction Artificial intelligence (AI) has made remarkable strides in recent years, transforming many aspects of our daily lives. One of the most notable advancements in AI is the development of language models such as ChatGPT, created by OpenAI. ChatGPT Read more…
Credit providers use your credit score to measure their risk in taking you on as a client before they approve or decline your application for credit, or for an increase in your credit limit. Your credit score is calculated by Read more…
There certainly is an argument to be made that no debt is good debt. But borrowing money and taking on debt is the only way many people can afford to purchase important big-ticket items like a home. While those kinds Read more…
Sometimes, nothing beats an old fashioned book when it comes to learning about a specific topic. These 10 personal finance books can help you get started on your journey into personal finance. The internet is a great source for information Read more…
What’s the difference between savings and investments? A savings account is typically no-risk. You earn interest on the money you save; your initial capital is guaranteed and it’s more easily accessible if and when you need it. This type of Read more…
Mashonisas are the heart of South Africa’s unregistered credit market. New research reveals that up to 40,000 of these “loan sharks” may be operating in South Africa. Mashonisa is an Isizulu term rooted in the word Shonisa; to impoverish. Roughly translated, Read more…